What cars can be covered with an antique car insurance policy?
A car must be at least twenty-five years old to be categorized as an antique car. It must also be in good condition to be insured.

How is an antique car's insurance policy coverage determined?
An antique car's insurance coverage is determined by the value agreed upon between the insurer and the car's owner. The proof of purchase, pictures of the car, and knowledge of the supply and demand of the antique car are essential to the decision of the antique car's value.

Can my antique car's value be reassessed when the policy is renewed?
Yes, the insured should review the policy each year and make adjustments to the coverage as needed. Antique cars usually appreciate with age, and any change in value needs to be reflected in the policy coverage.

Does antique car insurance restrict the number of miles I drive my car?
Yes, many antique car insurance policies limit the number of miles the car can be driven in a year. The range of limits is usually between 1,000 and 6,000 miles, although some specialty insurance companies do not restrict an antique car's annual mileage.

Can I use my antique car for everyday transportation?
No. Even if the antique car insurance policy does not restrict the yearly mileage of the car, an antique car should not be used for basic transportation. The expectation is that antique cars will be treated as display cars and will be driven only in parades and to special events, such as car exhibitions and tours.

Can anyone purchase antique car insurance?
Antique car insurance is usually limited to drivers with at least five years of driving experience. Sometimes the policy requires the insured and all insured drivers to be at least twenty-five years old. A superior driving record is also necessary to obtain a policy.

Can I buy an antique car insurance policy through a traditional car insurance company?
An insurance policy can be purchased for an antique car through a traditional car insurance company, but this is not usually recommended. Standard car insurance company policies cannot provide sufficient coverage for antique cars, and the premium rates will be much higher.

Do antique car insurance policies require certain storage conditions?
Antique car insurance policies require that the car be stored in an enclosed, secure structure. This can be a locked garage or other parking structure approved by the antique car insurance company.